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WoodTrust Financial Corporation, WoodTrust Bank, N.A., WoodTrust Asset Management, N.A., and WoodTrust Mortgage Professionals, Inc. will be collectively referred to as “WoodTrust,” for purposes of this Privacy Policy, and are all considered affiliated companies.
At WoodTrust, your privacy is our priority. As financial services professionals entrusted with sensitive financial information, we respect the privacy of our customers and are committed to treating customer information responsibly. Our Customer Information Privacy policies serve as standards for all WoodTrust employees for the collection, use, retention, and security of individual customer information.
We are committed to protecting your privacy as we provide you competitive products and services today and into the future. This notice explains how the WoodTrust companies handle and protect the personal information we collect.
What type of information do we collect? In order for us to provide financial services to you, we collect personal information about you. Some of this information may be “non-public.” The non-public information we collect depends upon the accounts or products we provide to you. We collect non-public personal information about you from the following sources: * Information we receive from you on applications or other forms (such as name, address, age, Taxpayer ID number, assets, income, etc.) * Information about your transactions with us and our affiliates (such as account balance, payment history, checks written, account deposits, card purchases, etc.) * Information we receive from consumer reporting agencies or other third parties as part of our loan underwriting and deposit account application process.
Responsible Use of Information Provides Customer Benefits. The information we collect and maintain enables us to: * Service your accounts with accuracy and efficiency. * Protect your accounts from unauthorized access or fraud. * Comply with laws and regulations. * Provide you with products and services designed to match your needs now and in the future.
Confidentiality of Information. We share information you provided to us to establish relationships or information about our transactions and experiences with you among WoodTrust companies. However, we will not disclose information obtained from consumer reporting agencies among affiliates. We do not share any non-public personal information with non-affiliated third parties, except as permitted or required by law.
How your information is protected. WoodTrust restricts access to non-public personal information about you to designated personnel who need to know that information to provide products or services to you or who may be responsible for information security. Our employees are educated about the importance of maintaining confidentiality and customer privacy. We also maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.
Maintenance of account information. We strive to maintain the accuracy of your account information. If we become aware of inaccuracies in our records, we will take prompt steps to make appropriate corrections. If you have any reason to believe that your personal information is incorrect, contact us at:
WoodTrust Financial Corporation Attn: Audit Department PO Box 8000 Wisconsin Rapids, WI 54495-8000
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